Now in early access
Your household
family office
Enterprise-grade financial insights and planning, accessible to everyone. See your complete financial picture, plan for any future, control your family office.
Your finances are scattered.
Your future is unclear.
Multiple apps and spreadsheets
Your bank, investments, mortgage, and budget — scattered across different apps with different logins.
No forward planning tools
Every app shows what happened yesterday. None help you model tomorrow, next year, or retirement.
Flying blind on big decisions
Overpay the mortgage or invest? Switch careers? Buy that house? No tool gives you the clarity you need.
Features
One platform. Complete clarity.
Everything a family office provides — consolidated view, forward planning, intelligent insights — without the price tag.
Consolidated Net Worth
Every bank account, investment, pension, property, and liability in one balance sheet. Multi-currency aware with live FX conversion to your base currency.
AI Categorisation & Insights
Claude auto-categorises transactions, surfaces anomalies, and breaks down spending by category and merchant. Drop in a PDF, CSV, or screenshot and the data extracts itself.
Natural-Language Scenario Planning
Type "what if I go part-time and have a baby in 2027" and watch a multi-year net worth projection update instantly. Compare scenarios side-by-side, edit AI assumptions, save the ones worth keeping.
Forward Cash Flow Forecasting
Recurring income, bills, and subscriptions projected forward with confidence bands. Spot the lowest point in your balance before it happens.
Smart Budgeting
Generate a realistic budget from your actual spending patterns in one click — no manual category-by-category guesswork. Track against it in real time.
Tax Awareness
See estimated income tax, NI, capital gains, and the tax bands your income falls into — with actionable opportunities to reduce your liability.
Product Tour
See it in action
A glimpse at how Oikome brings your entire financial life into focus.
Your complete financial picture
Net worth, assets, liabilities, and a 12-month trend — every account in one view, refreshed in real time.
Every account, properly organised
Banks, investments, pensions, property, and mortgages — sorted into short and long-term, with parent/child grouping for portfolios.
AI that understands your spending
Drop in a statement (PDF, CSV, or screenshot) and Claude extracts and categorises every transaction — then surfaces the insights that matter.
See cash flow before it happens
Forward-looking projection from your recurring income and expenses, with confidence bands so you know when things get tight.
Plan any future in plain English
Type any "what if" — career change, baby, mortgage payoff — and watch a multi-year projection appear instantly. Compare scenarios side-by-side.
Tax clarity, not tax surprises
Income tax, NI, and capital gains estimates with band-by-band breakdown — and concrete suggestions to lower your bill.
Get early access
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